With nearly 15 years of experience as a loan officer, Curtis Rhoten provides his clients with a personalized mortgage experience. Whether they are first-time or repeat buyers, investors, or refinancing their current mortgage, Curtis takes the time to understand their homeownership goals before customizing a loan product to fit their needs.

Curtis understands that buying a home is one of the most important purchases that most people will make in their lifetime, which is why he makes himself available to his clients after business hours and on the weekends to answer questions and address any concerns. 

As an experienced lender, we specialize in various loan programs, including Conventional, FHA, VA, USDA, 203k Rehab, and Construction to Perm.

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Our Lending Partner

Eric Sinar

NMLS ID 137030

Mortgage Loan Originator

Licensed in AL; PA; FL; MD

M: (410) 382-1502

D: 667-657-3450 x 5428

Email: ericsinar@atlanticbay.com

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431 Fourth Street, Suite A

Annapolis, MD 21403

_{“I’m here to make it easy for you. It’s my responsibility to keep you informed throughout the loan process and to help ensure you’re comfortable at each step. My philosophy is to provide an informative and educational approach to the home buying process and to leave you feeling great about our time and partnership. I look forward to working with you and appreciate the opportunity to help make your dream of homeownership come true!“}

–Eric Sinar

Since 1996, we’ve been serving our communities with great loan products, customer service, and expertise. We’re a trusted lender and have stayed true to our core values throughout our more than 25 years. We’ll continue to hold our relationships, culture, commitment to the community, and credibility as our highest mission.

Eric is a highly experienced mortgage professional with 20 years of industry expertise. Hailing from Harford County, Maryland, he possesses an innate understanding of the local real estate market, making him a trusted advisor in the community.

Throughout his career, Eric has excelled in various roles within the mortgage industry. He has served as a Mortgage Banker, Retail Lender, and Mortgage Broker, honing his skills and gaining a comprehensive understanding of the field. This diverse experience enables him to find innovative solutions tailored to his clients’ needs and circumstances.

What truly sets Eric apart is his unwavering commitment to acting as an advocate for his clients. He prioritizes their best interests at all times, ensuring they receive the guidance and support they need to make informed decisions. With Eric by their side, clients can rest assured that they have a dedicated professional looking out for their financial well-being.

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