Whether you’re buying your first home or preparing to sell, it’s normal to have questions. Below are answers to some of the most popular real estate questions buyers and sellers search on Google. If you want personalized advice, Jedd Cheshier with ReNew Realty is ready to help you every step of the way.
For more information or a confidential consultation, visit renewrealty.org.
Home Seller FAQs
How do I sell my house fast in Harford County, MD or PA?
To sell your house quickly, pricing and presentation are key. A knowledgeable local agent will:
- Analyze comparable sales
- Recommend a competitive listing price
- Advise on minor improvements that increase value
- Market your home to the right buyers
Jedd Cheshier with ReNew Realty has experience helping homeowners sell quickly, even in challenging situations. Learn more at renewrealty.org.
Do I need to make repairs before selling my home?
Not always. Some homes sell well with only minor cosmetic improvements, while others can be sold “as-is.” Your best strategy depends on:
- Market conditions
- The home’s condition
- Your timeline
- Your financial goals
An experienced agent like Jedd Cheshier can help you decide which repairs are worth it and which ones you can skip. Visit renewrealty.org to discuss your options.
How much is my house worth?
Your home’s value depends on:
- Recent comparable sales
- Location and neighborhood demand
- Condition and updates
- Size and features
A professional Comparative Market Analysis (CMA) from ReNew Realty provides an accurate estimate based on current market data. Request one at renewrealty.org.
How long does it take to sell a house?
In Harford County, many homes sell within a few weeks when priced correctly. However, the timeline can vary based on:
- Price point
- Condition
- Market demand
- Interest rates
Jedd Cheshier will create a marketing plan designed to get your home sold as quickly and smoothly as possible. Learn more at renewrealty.org.
What does it cost to sell a house?
Typical selling costs may include:
- Real estate commissions
- Transfer and closing costs
- Possible repair or concession requests
Your agent can provide a net proceeds estimate so you know exactly what to expect. Get a personalized estimate from ReNew Realty at renewrealty.org.
Home Buyer FAQs
How much house can I afford?
This depends on:
- Your income
- Monthly debts
- Credit score
- Down payment
- Current interest rates
A lender can provide a pre-approval, which is the best first step. Jedd Cheshier can connect you with trusted local lenders. Start your home search at renewrealty.org.
Do I need a 20% down payment to buy a home?
No. Many buyers qualify for loans with much lower down payments, including:
- FHA loans (as low as 3.5% down)
- Conventional loans (as low as 3–5% down)
- VA and USDA loans (0% down for qualified buyers)
ReNew Realty can guide you through your financing options. Visit renewrealty.org to get started.
What credit score do I need to buy a house?
Minimum credit scores vary by loan type:
- FHA: often 580 or higher
- Conventional: typically 620 or higher
- VA/USDA: varies by lender
Even if your credit isn’t perfect, you may still have options. Jedd Cheshier can help you connect with lenders who work with a variety of credit situations. Learn more at renewrealty.org.
How long does the home buying process take?
From accepted offer to closing, most transactions take:
- 30–45 days with financing
- 2–3 weeks for cash purchases
The full timeline—from pre-approval to move-in—can range from a few weeks to a few months depending on your situation. ReNew Realty will guide you through each step. Visit renewrealty.org to begin.
What are closing costs for buyers?
Buyer closing costs typically range from 2% to 5% of the purchase price and may include:
- Lender fees
- Title insurance
- Escrow fees
- Taxes and prepaid items
Your lender will provide a detailed estimate before closing so there are no surprises.
General Real Estate Questions
Is now a good time to buy or sell?
Market conditions change throughout the year, but opportunities exist in every market. The right time to buy or sell depends on:
- Your financial situation
- Your goals
- Local inventory and demand
- Interest rates
A local expert like Jedd Cheshier with ReNew Realty can help you decide the best timing for your situation. Get advice at renewrealty.org.
Why should I work with a real estate agent?
An experienced agent helps you:
- Price or offer correctly
- Negotiate terms
- Avoid costly mistakes
- Handle paperwork and deadlines
- Navigate inspections, appraisals, and closing
Working with Jedd Cheshier and ReNew Realty means having a knowledgeable advocate on your side from start to finish.
Get Answers to Your Specific Situation
Every real estate situation is unique. Whether you’re buying your first home, selling an inherited property, or moving up to your next house, Jedd Cheshier with ReNew Realty can provide expert guidance tailored to your goals.
Visit renewrealty.org today to schedule a consultation and get your questions answered.